Plume
NewInstant payouts, now in 24 markets

Payments,weightless.

Most payment stacks are dead weight - a tangle of vendors and glue code. Plume is one weightless API for accepting payments, automating billing and moving money worldwide, so your team ships instead of integrating.

  • No setup fees
  • Encrypted end to end
  • Live in minutes
dashboard.plume.dev

Net volume - today

$284,902+18.4%
1D1W1M
09:0011:0013:0015:0017:0019:00

Payment captured

€1,240.00 · visa ···· 4291

Settled in

T+1 day

The money layer for modern internet businesses

NorthwindLumenVelaCobaltArclightMeridianFoxgloveSetkaAtlasOrbitalNorthwindLumenVelaCobaltArclightMeridianFoxgloveSetkaAtlasOrbital
One platform

Everything you need to move money, nothing you don't.

Replace a stack of vendors with a single, composable system. Payments, billing, payouts and fraud - all speaking the same API.

Accept any way they want to pay

Cards, Apple Pay, Google Pay, bank transfers and 40+ local methods through one integration. Smart routing lifts authorization rates without lifting a finger.

VisaMastercardApple PayGoogle PaySEPAiDEAL+40

Billing on autopilot

Subscriptions, usage-based pricing, trials and dunning - managed for you. Recover failed charges automatically.

Recovered this month

$42,180

Fraud, handled

Adaptive risk scoring trained on billions of payments blocks fraud while letting real customers through.

Global by default

135 currencies, local acquiring, and settlement where you operate. Sell everywhere without re-platforming.

Reporting you trust

Unified reporting and reconciliation that finance teams actually rely on at close.

Pay out to anyone, instantly

Split funds, pay sellers, contractors and partners across borders. Money lands in seconds, not business days.

Explore Connect
Sellers paid1,204
Avg. payout time8s
Markets58
Built for developers

An API you'll enjoy
integrating.

Clean primitives, predictable responses, and tooling that respects your time. Go from first request to first euro the same day.

Live in one afternoon

Drop-in SDKs for every stack, type-safe end to end, with sandbox keys ready before you finish your coffee.

Webhooks that never miss

Reliable, signed events with automatic retries and replay. Build idempotently and sleep at night.

Docs people actually finish

Copy-paste examples, an API explorer, and real error messages that tell you exactly what to fix.

Browse the full reference
POST /v1/payments
import Plume from "plume"

const plume = new Plume(process.env.PLUME_KEY)

// charge a customer in one call
const payment = await plume.payments.create({
  amount: 4200,
  currency: "eur",
  method: "card",
  capture: true,
})
200 OK· payment succeeded · 142ms

Built to move money everywhere your business does.

0

currencies supported

settle where you operate

0+

markets with local acquiring

sell around the world

0+

payment methods

cards, wallets & local rails

0

instant-payout markets

funds in seconds

Global reach

Money, everywhere it needs to be.

Accept locally, settle globally. Plume routes every payment through the nearest acquirer for higher approval rates and faster funds, in 135 currencies.

130+
markets served
135
currencies
58
payout countries
Solutions

One platform, shaped to your business.

Checkout that converts

A hosted, localized checkout that adapts to every buyer - right currency, right methods, fewer abandoned carts.

  • One-tap wallets and saved cards
  • Localized pricing in 135 currencies
  • Optimized for mobile and web
+11.4%

checkout conversion

Illustrative target

What good looks like when your payments stack stops getting in the way.

We replaced four vendors with Plume in a single sprint. Authorization rates went up, our finance close got shorter, and our engineers stopped dreading payments work.
MA

Maya Adler

VP Engineering, Northwind

Pricing

Simple pricing that scales with you.

Only pay when you get paid. No setup fees, no monthly minimums, no surprises buried in a contract.

Standard

For new businesses finding their first customers.

2.4%

+ €0.25 per successful charge

Start now
  • Pay-as-you-go, no monthly fee
  • 40+ payment methods
  • Hosted checkout & invoices
  • Dashboard analytics
  • Email support

Scale

Most popular

For growing teams who need more control and reach.

1.9%

+ €0.25 - volume pricing available

Start now
  • Everything in Standard
  • Smart routing & retries
  • Subscriptions & usage billing
  • Advanced fraud controls
  • Priority support, 24/5

Enterprise

For platforms processing at serious volume.

Custom

interchange-plus pricing

Talk to sales
  • Everything in Scale
  • Local acquiring & settlement
  • Dedicated solutions engineer
  • Custom uptime SLA
  • Custom contracts & terms

Prices shown for European cards. Local methods and currencies are priced transparently in the dashboard.

FAQ

Questions, answered.

Everything you need to know before you start. Still curious? Our team replies in minutes, not days.

Talk to our team

Ready when you are.

Create an account and take a live payment in minutes. Talk to our team whenever you're ready to scale.